Resources
How payments start, what customers see and what each status means.
Pay by Bank lets a customer approve a payment through their bank instead of entering card details. They choose their bank, review the payment and authenticate there.
The customer does not type a card number into Paydot.
The bank controls authentication and final approval.
Paydot displays the latest status returned through the payment flow.
Send a payment link in an invoice, email, message or support conversation.
Enter an amount at the counter and let the customer continue on their own phone.
Offer Paydot alongside the other ways a customer can complete an online purchase.
Paydot has received a successful result for the payment flow.
The latest result is not final yet. Check again before treating it as complete.
The payment was not completed. The customer may need to try again.
Your bank remains the source of truth for funds in your account.
One payment, three distinct roles. Open each step to see where its responsibility starts and ends.
Paydot creates the payment interface, sends the customer towards bank approval and shows the result returned to the flow.
Plaid B.V. provides the regulated payment-initiation service and the bank connectivity used in the Paydot flow.
The customer’s bank authenticates them and handles the payment instruction inside its own service.
Paydot does not hold customer funds or ask for bank credentials.
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