Create a payment
Set the amount and start from a link, QR code or checkout.
Bank payments for European businesses
Accept Pay by Bank.
Send a payment link, show a QR code or add Paydot to checkout. Your customer chooses their bank and approves the payment there. You track the result in Paydot.
Payment preview
Ready
Paying
Northwind Traders
EUR
€42.00
See how a €42 payment works.
How it works
Three steps.
No card details.
Customer approves
They choose their bank and approve using their bank’s own flow.
Track the status
The amount, reference and latest status appear in Paydot.
Made for real payments
At the counter.
Out in the world.
From a QR beside the till to a payment link on a phone, Paydot fits the moment without taking it over.
Ways to use Paydot
Link. QR.
Checkout.
Choose the option that fits the sale. Track every payment from the same merchant portal.
Payment request
Northwind Traders
Amount€42.00
ReferenceORDER-1042
You will review everything before approving with your bank.
Counter 01
Amount€42.00
Generate payment QR
Good morning
Payments
Received€6,284.00
Payments148
Pending4
ReferenceCustomerAmountStatus
ORDER-1042Jamie Chen€42.00Paid
INV-88319Morgan Lewis€1,280.50Pending
WEB-00914Alex Kim€18.25Failed
Who handles the payment
Paydot handles the flow.
Banks handle the payment.
What Paydot does
Paydot creates the payment request, sends the customer to their bank and displays the returned status.
What Paydot doesn’t do
Paydot isn’t a bank and doesn’t hold customer funds. Plaid B.V. provides payment initiation and bank connectivity.
Payment initiation services are provided by Plaid B.V. Availability depends on participating banks and markets.
Learn more
See how Paydot works.
Private beta
Join the Paydot beta.
We’re onboarding a small number of European businesses. Tell us how you take payments today and where Paydot could fit.