01
Create the payment
Enter the amount and an optional reference. Send a link, show a QR code or start from checkout.
Payment request€42.00ORDER-1042
How it works
How Paydot payments work.
Create a payment, send the customer to their bank for approval and track the returned status in Paydot.
1RequestLink, QR or checkout
2ApproveInside the customer’s bank
3TrackResult shown in Paydot
Payment flow
From request
to payment status.
02
Approve in their bank
The customer reviews the business and amount, chooses their bank and approves using the bank’s own authentication.
Continue with your bank
Bank approval happens outside Paydot
03
Track the returned status
Paydot receives the latest transaction status and displays it with the amount and reference.
Payment received€42.00 · ORDER-1042
Designed around the bank
Familiar steps.
Fewer details to enter.
The customer uses the bank they already know. Paydot starts the request, then brings the returned payment status back to the business.
Authenticate with the bank
Approval uses the authentication method provided by the customer’s bank. Paydot never asks for a bank password or one-time code.
No Paydot account needed
Customers can complete the payment without creating another payment account or remembering another password.
No card form
There is no card number to type into Paydot. The customer chooses their bank and continues to its approval flow.
Their bank, their choice
Customers choose from the participating banks available for the payment in their market.
Paydot’s role
Paydot provides the payment experience.
Paydot provides the web interface connecting a customer to their account-holding bank. Payment initiation services are provided by Plaid B.V.
Paydot is not a bank or payment service provider, and does not hold or transfer customer funds. Availability depends on participating banks and markets.
See who handles each partPrivate beta